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What are In-House Financing Car Dealers?

Finance Paperwork with Glasses

San Diego shoppers who’ve been studying the 2020 Mercedes-Benz price list might be wondering the best way to finance their new cars. In-house financing car lots are a great option in Escondido. Instead of making payments to a bank, shoppers who opt for in-house financing car dealers make payments directly to the dealership. How does this benefit you? Find out with Mercedes-Benz of Escondido. 

What Does In-House Financing Cars Mean?

In-house financing cars means the car dealership does the auto loan legwork for you. You’ll still need to be approved by the lender, but in-house financing cars means you have a better chance of being approved. After all, in-house financing car lots will do whatever they can to set you up in a new or pre-owned model. 

Benefits of In-House Financing Car Dealers ‘Near Me’

If you’ve looked for, “in-house financing dealers near me,” you might already know some of the advantages of working with in-house financing car lots in the San Marcos area. Benefits like: 

  • A smoother buying process because you don’t have to involve an outside bank. Everything is under one roof. 
  • Being able to secure flexible interest rates that are often lower than those offered by banks.
  • Improving your credit score, as long as your dealership reports to a credit bureau, and you make all of your payments on time. 

What to Avoid When Choosing In-House Financing Car Dealers

Not all in-house car dealers are created equal. When you search, “in-house financing dealers near me,” know what to avoid: 

  • Dealerships that allow you to drive off the lot before setting a specific loan term.
  • Low ‘pre-approval’ rate, which can be used as a lure, only to have the rate increased once you’re under their roof.
  • A buy-here-pay-here car dealership that doesn’t report to a credit bureau.

Discover the Ease of In-House Financing Car Dealers with Mercedes-Benz of Escondido 

You can stop searching for “in-house financing car dealers near me,” because if you’re in the Escondido area, you’re near Mercedes-Benz of Escondido. Make us your one-stop car shopping spot and benefit from our in-house financing. Our finance department is here to help you with in-house financing and all your other finance and insurance questions.

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